| Level | Examples |
|---|---|
| Administrative | Reprimand, conditions on licence, mandatory CE |
| Suspension | Temporary prohibition; may have a defined reinstatement path |
| Cancellation | Licence revoked; permanent or indefinite bar from practice |
| Civil | Client sues for damages; E&O responds (within scope) |
| Criminal | Fraud, trust-fund theft, deliberate AML violation -- Criminal Code / PCMLTFA |