| Requirement | Detail |
|---|---|
| Large Cash Transaction Report (LCTR) | $10,000 or more in cash in a single transaction (24-hour rule aggregation applies) |
| LCTR submission deadline | Within 24 hours |
| LCTR record retention | At least 5 years |
| Suspicious Transaction Report (STR) | Required when reasonable grounds to suspect ML or terrorist financing -- no dollar minimum |
| STR submission timing | As soon as practicable after completing reasonable measures to establish suspicion |
| Acceptable ID for individuals | Government-issued: driver's licence, passport, birth certificate, permanent resident card, Certificate of Indian Status |
| NOT acceptable ID | Credit card, personal cheque |